Introducing the New Xbox Mastercard – A New Way to Earn More Value for Gaming

No annual fee Xbox Mastercard in partnership with Barclays US Consumer Bank. Players can earn 5x card points on eligible products at the Microsoft Store.

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darthv721d 10h ago (Edited 1d 10h ago )

You know... MS doesn't have to do everything that Sony does.

Vengeance11381d 10h ago

Oh God... I can only imagine the astronomical interest rate on this thing lol Much like all "gimmick" mastercards.

darthv721d 9h ago

Its pretty close to the Playstation Visa I linked above.

Jin_Sakai1d 1h ago (Edited 1d 1h ago )

“Oh God... I can only imagine the astronomical interest rate on this thing“

Xbox Mastercard:
20.99%, 26.99% or 31.99%, based on your creditworthiness.

32.49% APR for Cash Advances

PlayStation Visa:
19.24%, 25.24%, or 27.99%, based upon your creditworthiness.

26.99% APR for Cash Advances

EasilyTheBest23h ago

You are actually pointing out the PlayStation card is better. Wow.

Eonjay21h ago


Sure better for consumers but what about Microsoft's needs? Get your priorities straight bro.

senorfartcushion20h ago

Oh my god you're actually fanboying over credit cards



franwex22h ago

Meh. It would be cool if it included Game Pass or something.

EvertonFC22h ago

I'll give some advice, never have a credit card, never take a loan out and always pay cash.
You'll thank me for it later.

Leeroyw20h ago(Edited 20h ago)

How did you buy your house?
Edit: I still liked your comment as the principle is sound. Just not an all or nothing rule.

EvertonFC20h ago(Edited 20h ago)

Mortgage is different, I'm talking don't take a loan out for a new kitchen, dont take credit on a TV or sofa etc.
You'll live In debt for the rest of you're life otherwise.
72% of families are over £10,000 or more in debit on there credit cards, loans on kitchens, monthly payments on the family car etc and wonder why they have to work until there 70.

mkis00720h ago(Edited 20h ago)

Well if you are responsible you can make money...use them as a debit card not a credit card. Cards can have 5% back, and as long as you pay it back immediately with your cash, there is no downside. On one card alone I'm getting back at least $600 per year. Paid with cash or debit that is gone. Do not carry a balance EVER.

It's good advice for people who don't know better.

Sephiroushin19h ago(Edited 19h ago)

i have credit cards and they always on 0, i take advantage of the cash back they provide and extended warranty if they are signatured cards, they are also good for traveling, if you have a business some are great as well and there is no better way to make money than buying with a credit card for your business, after all businesses make money off other businesses anyway ...
you should not use a credit card if you're bad with finances, you should not take something on credit if you cant afford to pay on the time w/ no interest, or a loan unless completely necessary (hospital) since you could get in mayor debts!

You need great or better yet excellent credit score for a mortgage, unless you want to pay astronomical monthly payment because the interest you got it for was the highest since you never made credit!

EvertonFC18h ago

"you should not use a credit card if you're bad with finances, you should not take something on credit if you cant afford to pay on the time w/ no interest, or a loan unless"

That's the problem most are NOT. My mates over £10,000 on his cards yet gets paid £19p/h in his job but is constantly not living within his means.
He might look like he's doing ok but it's all getting paid off every month which leaves him nothing, he hates his job but can't leave cause of all the payments etc.
I think most live like that imo, pretend to keep up with the Jones but in reality owe it all to someone.

rippermcrip18h ago(Edited 18h ago)

* if you can't control yourself. Don't just give blanket advice because there are a lot of people who can't control themselves.

Nothing wrong with any of that if you aren't an idiot. Credit cards can save you hundreds of dollars in cash back. They can have tons of perks.

There's nothing wrong with loans either if the rate is okay.

CoNn3rB17h ago

I tried to live life without a credit card but unfortunately a lot of things in life require a credit score. Best practise is to have a credit card but only use it sparing and when you NEED to.

Vengeance113817h ago

If you're completely incompetent with money sure, otherwise having a credit card is perfectly fine.
Just like drinking, all it takes is being responsible. Loads of advantages over cash, you think people are going to have thousands of dollars in their wallet for a new tv?? There are limits to how much you can take out in a single day.
Just use a card, it'll simplify your life. Physical cash shouldn't exist in this age, too impractical.

EvertonFC16h ago

You can use a debit card instead of a credit card to buy a TV, when I pay cash I mean pay with a card with money you have saved not go to the bank 12 times to get the money out pmsl.
"All it takes is being responsible" that's the problem nobody is, people are living decent lives hiding behind debt, I can guarantee you you're friends might have a nice kitchen, or nice soglfa or TV but it's all on credit.
You ONLY need to see stats for that.

Soileh2h ago

Nobody listen to this guy. Completely incorrect. Credit is a valuable resource, you should be maximising your credit rating, your lines of credit, and so on. Many people misuse credit cards but you're severely hindering yourself if you're not utilising it throughout your life.

+ Show (5) more repliesLast reply 2h ago
Shane Kim21h ago

Introducing: More ways to scan your hard earned cash.

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